AFM Features a Fixed Interest Rate
Your rate stays the same for the entire 30-year term, providing long-term stability.
How Your Rate Is Determined
Your AFM rate is based on:
Credit score
Down payment amount
Income stability
Overall risk profile
Market conditions
Because AFM serves a broader credit and income range, rates may be higher than traditional lending — but the tradeoff is accessibility and immediate homeownership.
No Adjustable Rates
AFM does not use ARMs or variable pricing.
No surprises later.
Rate Disclosure
All rate information is included in:
Your Doorly SmartEstimate™
Your final Loan Estimate
Your Closing Disclosure
You’ll always know your cost before signing.