Overview
Doorly reviews verified income, assets, identity, and credit to ensure you can safely and comfortably afford your home. Below is the full list of documents you may be asked for.
Not all borrowers need all documents — it depends on your situation.
Identity Verification
Driver’s license or state ID
Social Security card (if requested)
Income Verification
W-2 Employees
Most recent pay stubs (30 days)
W-2s (most recent year)
Employment verification (Doorly may complete this directly)
Self-Employed or 1099
3–12 months of business or personal bank statements
1099s (if available)
Profit & loss or invoicing (case-by-case)
Gig / Variable Income
App/platform earnings reports
Bank deposits showing income patterns
Retirement / Fixed Income
Award letters
Retirement distribution statements
Pension statements
Assets & Down Payment Verification
You may use:
Checking or savings accounts
Investment accounts
Retirement accounts
Gift funds
Provide:
1–2 months of bank statements
Gift letter (if applicable)
Evidence of liquidation (if withdrawing investments)
Additional Documents (Case-by-Case)
Divorce decree (for child support/alimony documentation)
Bankruptcy release paperwork
Explanation letters for certain credit events
Why We Need These Documents
Every document supports our Ability-to-Repay review and ensures:
Your approval is accurate
Your monthly payment is safe and sustainable
The same-day resale closing goes smoothly