Short Answer: No — Doorly is not a traditional lender.
Doorly is:
A real estate company
A mortgage broker
A proptech platform
Doorly purchases homes in cash and completes a same-day resale to the buyer using our Ability-First Mortgage (AFM). This structure is not a traditional lending transaction — it is a real estate purchase and resale with compliant financing.
Why This Matters
Because we are not a lender:
We can approve buyers traditional lenders cannot
Buyers get immediate ownership
We avoid the restrictive rules of secondary market mortgage products
Our underwriting is ability-based and flexible
Doorly follows all state and federal regulations governing real estate and seller-finance structures.