The Doorly SmartEstimate™ is your personalized breakdown of the estimated costs associated with buying your home through Doorly. It replaces the industry’s confusing “Itemized Fee Worksheet” with a clearer, simpler, and more transparent summary of what to expect—before you ever shop for a home.
The SmartEstimate™ is designed to help you understand:
Your estimated cash to close
Your down payment amount
Estimated closing costs
Any Doorly resale adjustment (if applicable, up to 10%)
Your estimated monthly payment
Taxes, insurance, and required reserves
All fees, clearly itemized and in plain language
It’s not your final Loan Estimate (LE) or Closing Disclosure (CD), but it’s the most accurate preview of your expected costs based on your approval profile.
When Do I Receive My Doorly SmartEstimate™?
You’ll receive your SmartEstimate™ after you receive your formal approval and before you start shopping for homes inside the Doorly app.
This timing is intentional — Doorly wants you to shop confidently, with a clear understanding of:
What price range fits your budget
How much cash you’ll need
What your estimated monthly payment will be
How Doorly’s same-day purchase and resale affects your final numbers
Once you have your SmartEstimate™, you’re fully ready to explore homes, save favorites, request showings, and ask Doorly to make cash offers on your behalf.
Is the SmartEstimate™ Final?
No — it’s an estimate.
Your final numbers may change slightly based on:
The specific home you choose
Property taxes and insurance
Closing timeline
Final underwriting verification
Your final Loan Estimate (LE) and Closing Disclosure (CD), provided before closing, will show the final exact figures.
Why Is the Doorly SmartEstimate™ Important?
Unlike traditional lenders that require you to shop blind or guess your numbers, Doorly gives you full visibility upfront. The SmartEstimate™ helps you:
Budget with confidence
Understand exactly how your purchase works
Avoid surprises
Compare homes based on accurate payment expectations
Move quickly when you find the right home
It’s transparency, the Doorly way.
Need Help Understanding Your SmartEstimate™?
You can ask the Eva, Doorly's AI assistant, to explain any line item, or create a support ticket and a team member will walk you through it in detail.